While travel can be a great way to unwind, it can come with unwanted risks that can turn a much-needed vacation into a nightmare. Travel insurance can protect your family, friends and yourself during vacations, whether travelling locally or overseas.
To learn more about travel insurance, check out our blog.
Why You Should Consider Travel Insurance
- Protection against unexpected emergencies – Minimising financial loss
- Medical coverage – Accidents and illness can happen anytime
- Adventure activities coverage – Coverage for high-risk pursuits
- 24/7 assistance – Round-the-clock emergency support
- Peace of mind – Allows you to relax and fully enjoy your trip
Real Life Applications
Below are a few examples of when travel insurance can help you claim expenses:
Flight Cancellation
- You’re at the airport awaiting boarding your flight. Suddenly, the sky turns grey, the wind picks up and giant drops of water fall from the heavens. You hear an announcement stating that your flight is delayed due to bad weather. Here’s where travel insurance steps in to help you cover the cost of your tickets
Delayed Or Lost Baggage
- Imagine arriving at your destination but your baggage didn’t. Don’t worry, travel insurance can reimburse you for essential items
Medical Expenses
- Maybe you got a bad case of food poisoning while travelling overseas. Instead of solely bearing the expensive medical costs, travel insurance can help ease that burden
Trip Cancellation
- Travel insurance isn’t limited to just accidents, illness, or lost baggage – it also covers situations beyond your control, such as trip cancellations due to bad whether or when official regulatory bodies, like Jabatan Laut Malaysia, prohibit travel
Resources
For full details, please refer to below links before purchasing any policy:
- Allianz Travel Care Brochure (English)
- Allianz Travel Care Brochure (Bahasa Melayu)
- Allianz Travel Care Brochure (Chinese)
- Policy Wording
Important Notes
- Trip Cancellation benefit is payable ONLY if policy is purchased 2 weeks before travel
- For overseas travel, coverage applies ONLY for travel that departs from Malaysia
- For domestic travel, coverage applies ONLY for Malaysians, Permanent Residents, Expatriates or any resident holding a valid work permit/student permit (except tourist visa)
- Emergency Medical Repatriation and Evacuation ONLY goes back to Malaysia
- This policy does not cover seagoing vessel crew, flight crew and train crew unless travelling as a passenger
- This product is valid for purchase with Holidaygogogo Tours Sdn Bhd only
DISCLAIMER
- The approval and outcome of any insurance claim is fully at the discretion of Allianz Malaysia, and subject to their terms, conditions, and policies
- Holidaygogogo Tours Sdn Bhd only acts as a facilitator and does not influence the processing or outcome of any claims
- Holidaygogogo Tours Sdn Bhd is not liable for any claims that are delayed, partially approved, or denied by Allianz Malaysia
- The traveller bears the full responsibility of reviewing and understanding the insurance policy, coverage details, and exclusions before purchasing
