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Travel Insurance (Malaysia Domestic & Oversea)

When you are travelling, you would want to have a stress-free vacation. Travel insurance will protect you and your family or friends during your holidays, either cuti cuti Malaysia or oversea.

Holidaygogogo is an authorized reseller for Allianz Travel Insurance (Allianz Travel Care), please go through the details below or contact our customer service for any questions you may have.


Schedule of Benefits (in RM)

Domestic:

Adult Senior Citizen Child Family
(A) Personal Accident Benefits
Death due to accident (Principle Sum Insured) 250,000 125,000 750,000
Permanent disablement due to accident (up to)
Funeral expenses (up to) 5,000 5,000 9,000
(B) Medical Related Benefits (Due to accidental causes only)
Medical expenses (up to) 25,000 12,500 75,000
Alternative medicine subject to a sub limit of RM500
Emergency medical evacuation (up to) 10,000,000 10,000,000 10,000,000
Emergency medical repatriation (up to) 10,000,000 10,000,000 10,000,000
Mortal Remains repatriation (up to) 10,000,000 10,000,000 10,000,000
Follow up treatment (up to) (max 45 days) 6,000 3,000 20,000
Alternative medicine subject to a sub limit of RM500
Hospital income (up to) 100 per day up to 3,000 50 per day up to 1,500 260 per day up to 8,000
Compassionate visitation (due to injury or death of insured person ) (up to) 2,000 2,000 4,000
Despatch of medicine (up to) 2,000 2,000 2,000
(C) Travel Inconvenience Benefits
Luggage delay (up to) (min 6 hours) 100 100 200
Travel delay 100 per 6 hours up to 1,500 100 per 6 hours up to 1,500 200 per 6 hours up to 2,500
Terrorism Covered

Oversea:

Adult Senior Citizen Child Family
(A) Personal Accident Benefits
Death due to accident (Principle Sum Insured) 500,000 250,000 2,000,000
Permanent disablement due to accident (up to)
Funeral expenses (up to) 10,000 10,000 20,000
(B) Medical Related Benefits
Medical expenses (up to) 350,000 175,000 1,500,000
Alternative medicine subject to a sub limit of RM500
Emergency medical evacuation (up to) 10,000,000 10,000,000 10,000,000
Emergency medical repatriation (up to) 10,000,000 10,000,000 10,000,000
Mortal Remains repatriation (up to) 10,000,000 10,000,000 10,000,000
Follow up treatment (up to) (max 45 days) 50,000 25,000 150,000
Alternative medicine subject to a sub limit of RM500
Hospital income (up to) 350 per day up to 15,000 200 per day up to 7,500 1,000 per day up to 24,000
Quarantine cover as a result of Pandemic Influenza 300 per day up to 2,000 300 per day up to 2,000 300 per day up to 5,000
Compassionate visitation (due to injury or death of insured person ) (up to) 7,500 7,500 17,500
Child care (up to) 7,500 7,500 Not covered 17,500
Despatch of medicine (up to) 5,000 5,000 5,000
(C) Travel Inconvenience Benefits
Deposit or trip cancellation (up to) 25,000 25,000 55,000
Travel Curtailment (up to) 25,000 25,000 55,000
Personal luggage of personal effect (up to) 5,000 5,000 15,000
Subject to aggregate limit of RM1,000 for Smart Devices and RM500 any one article limit for all other items
Travel documents (up to) 5,000 5,000 15,000
Luggage delay (up to) (min 6 hours) 800 800 2,000
Travel delay 300 per 6 hours up to 2,000 300 per 6 hours up to 2,000 300 per 6 hours up to 6,000
Missed departure (up to) 2,000 2,000 4,000
Missed travel connection (up to) 300 300 1,200
Travel overbooked (min 6 hours) 300 300 1,200
Additional cost of rental car / campervan return (up to) 1,500 1,500 not covered 1,500
Personal liability (up to) 1,000,000 1,000,000 1,000,000
Hijacking up to 20 days (min 12 hours) 400 per day 400 per day 700 per day
Personal money (up to) 1,000 1,000 2,400
Credit card/charge card indemnity (up to) 5,000 5,000 not covered 10,000
Pet hotel (up to) 300 300 not covered 300
Home care (up to) 6,000 6,000 not covered 6,000
Loss of deposit or loss of full payment due to insolvency of airlines/travel agency (up to) 5,000 5,000 15,000
Rental car excess cover (up to) 2,000 2,000 not covered 2,000
Terrorism Covered

Premium Table (in RM)

Domestic:

No. of days Adult Senior Citizen Child Family
1 – 5 days 18 28 9 47
6 – 10 days 28 37 14 61
11 – 15 days 37 51 18 84
16 – 22 days 47 66 23 117
23 – 30 days 56 75 28 146

Oversea – Asia:

Applicable for travel to Singapore, Japan, Thailand, Indonesia, Australia, Philippines, Brunei, Taiwan, Korea, New Zealand, China, Hong Kong, Macao, Laos, Myanmar, Cambodia, Vietnam, Sri Lanka, India, Maldives, Bangladesh, Nepal.

No. of days Adult Senior Citizen Child Family
1 – 5 days 50 95 25 125
6 – 10 days 60 115 35 160
11 – 15 days 80 150 50 215
16 – 22 days 105 195 65 280

Domestic + Oversea – Asia:

No. of days Adult Senior Citizen Child Family
1 – 5 days 60 105 35 135
6 – 10 days 70 125 45 170
11 – 15 days 90 160 60 225
16 – 22 days 115 205 75 290

Adult – 18 – 70 years old based on date of birth

Child – 30 days – 17 years old based on date of birth

Senior Citizen – 71 – 80 years old based on date of birth

Family Plan is valid for 1 Policy holder, Policy holder’s spouse, Policy holder’s children (up to 24 years old)

Stamp duty will be waived for travel insurance product purchased from Holidaygogogo.


NOTES:

  • Trip Cancellation benefit is payable ONLY if policy purchased 2 weeks before travel.
  • Emergency Medical Repatriation and Evacuation is back to Malaysia.
  • This policy does not cover seagoing vessel crew, flight crew and train crew unless travelling as a passenger.
  • This policy cover is available to Malaysian citizen, Malaysian permanent resident, valid work permit holder, valid student pass holder and the spouse and Children who are legally residing in Malaysia.
  • For oversea travel, the coverage is ONLY for travel that departs from Malaysia.
  • This product is valid for purchase with Holidaygogogo only.

IMPORTANT:

For full details, please refer to below links before sign up the policy:


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By admin / Administrator, bbp_keymaster

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on Feb 12, 2020